It's time to improve your credit score

  • Safe and secure
  • Reports to all 3 bureaus
  • No credit check
Build Your Credit Now

How it works

Apply for your secured credit card in minutes and get your finances back on track.

Apply

2 minute application process with no credit score requirement.

Deposit

$200 deposit to open the secured credit card.

Build

Build credit by making purchases with your card.

Credit Builder Card is a trusted resource of Incite Strategies LLC

Why is my credit score important?

Your credit score can be the make-or-break detail that determines if you qualify and how much you will pay for your next car loan or home mortgage.

$ 200,000

30 Year Fixed House Loan

He is paying $63,000+ more
for the same house

Credit Score

630

Total Interest paid

$156,054

Monthly Payment

$989

APR

4.294%

Credit Score

760

Total Interest paid

$92,563

Monthly Payment

$813

APR

2.714%

$ 30,000

60 Month New Auto Loan

He is paying $6,600+ more
for the same car

Credit Score

630

Total Interest paid

$9,492

Monthly Payment

$658

APR

11.395%

Credit Score

760

Total Interest paid

$2,882

Monthly Payment

$548

APR

3.669%

Grow your score and reach your financial goals with Credit Builder Card

Build Your Credit Now

Risky Credit Cards

Interest rates over 30% Designed to make you pay high-interest payments High credit card max that can get you into debt Reports in 30+ days
vs

Credit Builder Card

Interest rates under 20% Low $200 limit so you won't go into debt Designed to help you build credit Reports within a week of approval

What Builders are saying

DeAndray B.

St Louis, MO

Since using Credit Builder, my score has gone from 570 to 620! I plan to buy a new car, and I also want to get a home in a year or two. Cash only gets you so far because you're limited with what you can do. It feels great now to be building my credit.

Jalysa E.

Lincoln, AL

I signed up with Credit Builder, and in just three months, my credit score went up 75 points. Now I'm in a position to get approved for a mortgage and reach my goal of a homeowner.

Allison P.

Orlando, FL

Very nervous because all other secured cards that I have inquired about go by credit score... it's nice to see a card helping people instead of bashing them for a predicament.

You're in good hands with us

85% of builders say it's super easy
100,000+ Credit Builders
5 Years experience

Receive Your Secured Credit Card In as Little as 2 Weeks

Start Building Your Credit Now
Bank-level security keeps your information safe
All account details are kept private
Fully refundable deposit

FAQ

You will receive your secured card once you have fully funded the deposit to open the card. You can put down as little as $200 to open your secured card if you enroll through our program.
In addition, the low annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score! ​​

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Yes! Credit Builder Card's program is designed to help you build your credit score with all three credit bureaus. It would be impossible to say how much your score will go up but members have seen their score improve by more than 50 points. To get the maximum increase to your score we recommend always making your payments on time for your secured card.

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That's right :) We want our service to be accessible to everyone and that means no credit score requirement. You use your own money to fund your deposit to open your card and as a result there are no strict credit requirements. Please note there will be a credit check as part of the card's underwriting process. You may not be approved for the card if you have an active bankruptcy in the courts. In very rare situations the issuing Bank may request a copy of your Drivers License to verify your identity.

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Easiest Way to Build Credit

Build Your Credit Now